Author: Loring Schultz

Christian Devotional Writer
Devotionals

Reformation Day: the righteous shall live by faith

Loring Schultz

“For in it the righteousness of God is revealed from faith for faith, as it is written, ‘The righteous shall live by faith.’” Romans 1:17 ESV

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October 31st is recognized around the world as Halloween or ‘All Hallows’ Eve.’ The meaning of ‘hallows’ is ‘saints’ in the Christian tradition, All Saints Day is November 1st. However, Halloween today is nothing about Christian saints and I will leave it there. Today is Reformation Day, the day celebrated by Christians in recognizing Martin Luther’s ‘95 Theses’ nailed to the University of Wittenberg’s chapel door in 1517.

Martin Luther was a German monk and a professor of biblical studies at the University of Wittenberg who became disillusioned with the error he saw in the Catholic church, particularly the selling of indulgences. He posted his ‘95 Theses’ to spark conversation and debate among his colleagues calling for reform in the Catholic church. This, however, led to the Protestant Reformation of the 16th century.    

Luther was convinced through the reading of Scripture that salvation was by the grace of God alone and faith alone in Jesus Christ. It was not by any merit or works on our part that contributes to salvation and entrance into heaven. This was in contradiction to what he had observed within the church. Luther was also a staunch believer that every person should have access to the Bible and be able to read it for themselves. He had translated the entire Bible into German.  

Stephen Nichols of Ligonier Ministries writes, “The real main character in Reformation Day is not Luther. It’s the Word of God. What Luther discovered as a monk is that for centuries, the true teachings of the Word of God had been hidden by century upon century of tradition. That’s what Reformation Day is about: it’s about pulling back the cover and releasing the power of the Word of God and the beauty and the truth of the gospel. That’s why we celebrate Reformation Day.” (1)

“For by grace you have been saved through faith. And this is not your own doing; it is the gift of God, not a result of works, so that no one may boast.” Ephesians 2:8-9 ESV

(1) What Is Reformation Day? | Ligonier Ministries

Devotionals

God’s Orderly Design     

Loring Schultz

Read: 1 Timothy 2:9-15 NLT – And I want women to be modest in their – Bible Gateway

“There is no longer Jew or Gentile, slave or free, male and female. For you are all one in Christ Jesus.” Galatians 3:28 NLT

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Having established proper order and maintaining it in any area of life here on earth prevents confusion and even chaos.

Our God is a God of perfect order. When the world starts to change up what God has designed there is mass confusion. Our world does not function as it should because it is out of order of God’s original design. God has a specific design for men and women and the roles of each in our world today. We can see the chaos that has developed over recent years when God’s creation order is ignored. But more on that at a future date. Today, our concentration is on God’s design for men’s and women’s roles in the Christian church.

First of all, men and women are equal in the body of Christ. Paul, the apostle affirms this in the book of Galatians. (Gal.3:28) However, men and women have different roles in the church when it comes to the corporate worship service. God has designed men to be responsible for leading the church in worship. This results in a lot of push back in 2025. But God commanded it. Women are in no way inferior to men in spiritual matters. Both men and women learn equally from the preaching of the Word. It is by God’s orderly design.

Adhering to the truth of Scripture is vital for the Christian church in all its functions, activities, and mode of worship. God’s Word has not changed over time to meet the demands of a changing culture. Accepting any changes opens up the whole Bible to question what is for today and what is not. But more importantly, the way of salvation becomes subject to change. There is only one way of salvation (Jn.14:6) and it is in God’s unchanging Word along with His design for worship.

Devotionals

Crying Out to God         

Loring Schultz

Read: Psalm 5 ESV – Lead Me in Your Righteousness – To the – Bible Gateway

“Give ear to my words, O LORD; consider my groaning. Give attention to the sound of my cry, my King and my God, for to you do I pray.” Psalm 5:1-2 ESV

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King David’s enemies were spreading lies about him to destroy him. The rumor mill had it that David was no longer fit to be king. God had abandoned him, and it was said David’s ability to protect the nation was in doubt. But David says in his prayer to God, “For there is no truth in their mouth; their inmost self is destruction;
their throat is an open grave.” (Ps.5:9 esv) David appeals to God’s character in this psalm he wrote knowing that God will never abandon him and will answer his prayer.

David begins by crying out to God in Hebrew parallel form repeating the same thought three times. ‘Give ear…consider…give attention’ David expresses his desire for God to hear his prayer and consider his groaning by giving attention to his cry. He comes before God the first thing in the morning with his petitions. He calls on God to hold his enemies guilty (Ps.5:10) and to bestow blessings on the righteous. (Ps.5:11) David is confident in the Lord’s answer of blessing to his prayer as we see in the closing verse, “For you bless the righteous, O LORD;
you cover him with favor as with a shield.” (Ps.5:12 esv)

So, we can have the same confidence that God will answer us as He did David when he cried out to Him in prayer. It’s OK to appeal to God by repeating our cry. That is crying out to God. Ask Him to hear your words, and consider your groaning through it, and to give attention to the sound of your cry. Our God wants us to come to Him in prayer even when we cry out to Him.

Devotionals

Don’t Forget the Lord              

Loring Schultz

“Are any of you happy? You should sing praises.” James 5:13 NLT

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In times of great joy it’s hard to conceal our emotions. In fact we want everyone to know the joy we are feeling, it’s hard to hold it back. We begin to tell everyone we know, even those we don’t know. We make sure our closest friends are the first ones to know, after all, who will most share that joy along with us but those closest to us.

But for Christians sometimes even the smallest joy is not expressed to the one who would appreciate most, our Lord Jesus. Oh, we know that he knows, but expressing our joy to Him and thanking Him for it is what our Lord wants to hear. We have all heard people say to their loved ones, maybe you have said it yourself, ‘you know I love you’ and the response comes back, ‘I know but it would be nice to hear it once in a awhile.’

Expressing our joy and our love to those closest to us should come naturally, and maybe for many of you it does and the Lord bless you for it. But for those of us who need a refresher course, let’s start with James’ advise when he says, “Are any of you happy? You should sing praises.” (Ja.5:13 nlt) Who better to sing praises to than to the Lord remembering that all good things come from Him, and Him alone. James also wrote, “Every good gift and every perfect gift is from above, coming down from the Father of lights.” (Ja.1:17 esv) So, let’s not forget the Lord and start giving Him praise as we share our joy whatever it may be.

Devotionals

Can I Trust Him?

Loring Schultz

“Trust in the LORD with all your heart and lean not on your own understanding; in all your ways submit to him, and he will make your paths straight.” Proverbs 3:5-6 NIV

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Life is complicated for most people. Even for those who live in rural communities where not too much is going on, there’s always something going on, yes life is complicated. We all need a little guidance to help us along. Guidance is needed not only to be successful in life, but to have continued joy and contentment. Given over to ourselves, we are not always successful in life and our efforts for joy and contentment are but moments soon to drift away. We need someone who is bigger than ourselves, God, but can we trust Him?

The wisest man who ever lived on this earth, King Solomon, said God can be trusted. Solomon wrote, “Trust in the LORD with all your heart……and he will make your paths straight.” (Pr.3:5-6 niv) The idea of making our paths straight is to remove any obstacles that are in the way. Who would better know how to remove those obstacles than one with the ability to know what we will encounter before it happens and has the power to remove them. We are often confused lacking understanding in the way God is leading us, but we must rest assured His plan for us is good and will not fail. When we fully submit to God trusting His leading as we reject our own temptation to do it ourselves, God will surely lead us to complete joy and contentment. Yes, you can trust Him!

“I cannot always understand, The Way God leadeth me, The why, and when and wherefore Is oft a mystery. But I can trust His wisdom, I know His way is best, His heart knows no unkindness And on His love I rest.” (1)

(1) Cowman, Mrs. Charles E. Streams in the Desert 2. Grand Rapids: Zondervan Publishing House, 1966. p.138

Bible Studies

Pray for Everything

Loring Schultz

We pick up ‘The Gospel of Jesus Christ’ the book of Mark next week.

Read: Joshua 9 NLT – The Gibeonites Deceive Israel – Now all – Bible Gateway

“So the Israelites examined their food, but they did not consult the LORD.” Joshua 9:14 NLT

In a fallen world there are many forms of deception. I believe in the 21st century where we are living, we have seen the most ingenious methods to deceive even the most intelligent unsuspecting candidate. Most, if not all, scammers are one step ahead of many of their victims. They have nothing to do all day but to plan their next great deceptive scheme. There have been tragic results over the years of people losing everything they ever own by deception. Some were naïve in trusting what they thought they knew, others were taken in by scams that gave the impression they are from creditable, even official government sources, and then there are those who are taken in by their own greed looking to make that fast buck in a ‘guaranteed’ investment. The greatest tragedy is not having consulted the Lord God in prayer about any decision no matter how small it is thinking you can handle it on your own. The Lord wants you to confide in Him in prayer as He continually directs you in your new territory.

Joshua and the leaders of Israel failed to consult the Lord on a matter they thought they were able to handle without His guidance. They forgot the Lord God was leading them, and He was the one in charge. Joshua was leading the people, but God was leading Joshua and the nation of Israel as a whole. Perhaps overconfidence played a part due to their recent victory at Ai when they were approached by a delegation from Gibeon six miles down the road presenting themselves as coming from a foreign nation in a far distant land. They had come to seek a peace treaty with Israel after Jericho and Ai were destroyed and figured they were next. Their deception was well thought out. Joshua 9:12-13 describes the great lengths they went to deceiving Israel, “This bread was hot from the ovens when we left our homes. But now, as you can see, it is dry and moldy. These wineskins were new when we filled them, but now they are old and split open. And our clothing and sandals are worn out from our very long journey.” (nlt) Israel fell to the deception by what they saw. They felt no need to ask God for His guidance after observing their clothing, food rations and speaking with the delegation. However, not everything is as it seems.

Failure to pray about every situation that comes into our lives will have devastating consequences, especially when we are still adjusting to our new space. Don’t forget, God brought you to your current place and He is not done leading you, nor will He ever be. Israel forgot that and made a treaty with the people of Gibeon who they were to destroy. “Then Joshua made a peace treaty with them and guaranteed their safety, and the leaders of the community ratified their agreement with a binding oath. Three days after making the treaty, they learned that these people actually lived nearby!” (Jos. 9:15-16 nlt) Israel was deceived.

After Joshua found out the truth of who the Gibeonites were and they were neighbors, he made them servants tend to carry water and woodcutting. Since the treaty was made in the name of Jehovah, it was sacred and could not be broken. Joshua honored the treaty allowing them to live.

Some Bible passages are hard for us to understand, but if we ask for the Lord’s help as we search the scriptures He will give great insights. We have seen many insights we can apply to our lives from Joshua and Israel conquering their new territory. Today see the importance of praying for everything. There are a lot of matters we handle ourselves without falling into a trap of deception. With that being said, in conclusion I leave you with an excerpt from a yesteryear devotional from the late Dr. Robert A. Cook;

“Pray your way through the day. Pray when you wake up so you won’t greet the family with a snarl. Pray on your way to school or to work. Pray before you tackled the first job of the day, whatever it may be. Pray before you answer the phone…. .Pray before you open a letter…… Pray before you make a decision. Pray before you hire a person and before you fire one, if you have to. Pray before you enter a business deal……Pray your way through the day.” (1)

Praying our way through the day makes good sense, that way we cover everything both large and small. Remember you haven’t been here before, allow God to make decisions for you. ‘Pray for everything’. He will make it clear what to do and you won’t be deceived.

(1) Cook, Robert. Today With The King, Wheaton, Scripture Press, 1985.

A Christian Perspective

‘A Betting’ Family: Sportsbooks, Professional Sports, Collegian Sports, The Major Networks, and even Disney 

Loring Schultz

In light of the recent arrests of major sports figures concerning sports gambling ‘A repost from 2023 is in order.’

Betting on sporting events has been around as long as there has been competition between individuals touting their favorite team, or their choice of the victor in the neighborhood playground brawl. The method of sports betting up until a few years ago consisted mostly of money exchanging hands between friends, co-workers, and an organized pool of a greater extent. Gambling even at this small level is considered illegal in most states but has not been on law enforcement’s top list of crimes to enforce. For the causal sports fan betting on their favorite team, the Super Bowl, or filling out a NCAA March madness bracket (which I confess to doing and enjoy), seems to the average person as ‘no harm no foul.’ But that all began to change in the year 2018.

Photo by Amit Lahav on Unsplash

The Supreme Court, in 2018, stuck down the case Murphy v. National Collegiate Athletic Association. The courtruled a Federal ban that prohibited commercial sports betting in the United States was unconstitutional. Las Vegas, Nevada was the only legal avenue to wagering on sporting events. Now through 33 states and the District of Columbia, 146 million people have the opportunity to bet legally on sporting events. Lifting the Federal ban on sports betting has proven lucrative for the betting operators and Casinos across the country and for the coffers of state governments, but an ensuing problem of addiction, debt, and broken relationships have escalated.  

“The Hill” addressed this growing concern in an article posted by on February 10, 2023 titled “Sports betting has risen tenfold in three years. Addiction experts fear the next opioid crisis” Quoting Timothy Fong, a clinical professor of psychiatry, The Hill writes, “We have a movement toward expanding what was once considered a sin, what was once considered a vice, and embedding it at every level of American culture, down to kindergarten. ‘Sports gambling market.’ ten years ago, those words didn’t exist, what you have is this massive, exponential expansion of gambling into homes, faster than we can study or monitor it.” (1)

CNN noted the ‘Council of Compulsive Gambling of N.J.’ reported a 60% increase on their hotline since 2018. “Newsweek” reported the main target of sports betting companies are young men. In an interview with Pew Research last year, Keith Whyte, executive director of the National Council on Problem Gambling said, “We believe that the risks for gambling addiction overall have grown 30 percent from 2018 to 2021, with the risk concentrated among young males 18 to 24 who are sports bettors,”(2)

The attractiveness of sports betting is enhanced by the many celebrity sports figures promoting it, along with the major networks televising the games noting the betting lines and the odds of winning before, during, and even near the end of the game. It’s non-stop betting. The networks do this in partnership with the top betting on-line sportsbooks and the blessings of the professional sports leagues and the colleges and universities.

More from “The Hill’ article; “Teams and league owners love sports betting because they ‘have found that engagement is off the charts among people who are placing bets on games,’ said Daniel Barbarisi, author of ‘Dueling with Kings: High Stakes, Killer Sharks, and the Get-Rich Promise of Daily Fantasy Sports.’ People who bet on games ‘are not just tuning out if it’s a blowout,’ Barbarisi said, because they bet on more than the final score. Fans can place wagers on the margin of victory, the combined point total from both teams and other metrics — such as whether Aaron Judge will hit a home run or Max Scherzer will ring up double-digit strikeouts.” (1)

In 2021 sportsbooks generated approximately $4.3 billion in revenue. That’s just a little too much for some top executives to pass up despite the addictive nature of it, including Bob Iger, the CEO of Disney. In 2019, Disney was skittish of engaging in sports betting in fear of tarnishing their family friendly entertainment image. But that fear has now dissolved into the opportunity to make millions of dollars. “Livemint.com” posted on October 13 of this year(2023), “In August, the company struck a 10-year deal with sports-betting company Penn Entertainment to bring gambling to Disney’s ESPN sports network. Sports fans will be able to wager on games on their phones through a new app called ESPN Bet that accepts bets through Penn’s sportsbook.” (3) Iger changed his mind on sports betting as he observed his two sons involved with it. “Livemint.com” reports, “Iger, who saw his two adult sons glued to gambling apps on their smartphones, the chance to engage a younger male audience, and the money, were eventually too good to pass up. Penn will pay Disney $1.5 billion in cash while ESPN will receive warrants worth about $500 million to purchase shares in the gambling company. Penn will operate the app and Disney will help market it.” (3)

It is not too difficult to see how and why sports betting with easy access is so alluring and can be addictive. The acceptance by the American people has also increased due to the constant exposure during games being televised and access through their smart phones. A recent poll conducted by the ‘The Washington Post’ and ‘The University of Maryland’ noted 55 % of Americans approved of legal sports betting in 2017 before the Supreme Court decision, today 66% approve. (4) The troubling fact is that most people engaging in sports betting and supporting it are blinded to the side effects on those who are subject to addition, even themselves if not controlled. In writing for the “Gospel Coalition” Joe Carter expressed his concern, “A frequent concern expressed about sports betting is that it encourages predatory gambling and leads to increases in problem gambling. Predatory gambling is the practice of using gambling to prey on human weakness for profit……….. the casino industry, a major source of predatory gambling within the US, attracts a disproportionate share of low-income workers, retirees, minorities, and people with disabilities. The poor are often the targets of predatory gambling in all forms—and the most susceptible to it.” (5)

Photo by Heather Gill on Unsplash

Christians need to be aware and deeply concerned about this growing vice, and it is a vice. A little bet placed on your phone may seem harmless, especially with all the incentives and perks offered by the sportsbooks (how can I lose), but once started the lure of excitement and winning may be too much to handle. Soon we find ourselves in deep despair.

Psalm 37:4 says, “Take delight in the LORD, and he will give you your heart’s desires.” (NLT) Looking for excitement and joy in your life, it is found in the Lord, a guaranteed winner.

We are to be good stewards of our money, such as caring for poor. “If you help the poor, you are lending to the LORD—and he will repay you!” (Prov. 19:17 NLT) Sounds like another guaranteed winner.

And the apostle Paul gives us a stern warning about the love of money in 1 Timothy 6:9-10, “But people who long to be rich fall into temptation and are trapped by many foolish and harmful desires that plunge them into ruin and destruction. For the love of money is the root of all kinds of evil. And some people, craving money, have wandered from the true faith and pierced themselves with many sorrows.” (NLT)

Sports betting has now become a legal accepted part of the sports culture. If you are an avid sports fan or a casual fan, take note it is now impossible not to avoid the enticing ads placed by the sportsbooks in every sporting event. I’m afraid they are here to stay. How should we as Christians respond? May we become a ‘Praying Family’ being wise stewards of our money, along with helping, encouraging, and praying for those who have experienced addiction, debt, and a broken relationship as a result of legalized sports betting.

https://www.thegospelcoalition.org/article/faqs-sports-betting/#:~:text=commits%20God%2Dgiven%20resources%20to,God’s%20provisional%20plan%20for%20humans.

https://thehill.com/business/3851713-sports-betting-has-risen-tenfold-in-three-years-addiction-experts-fear-the-next-opioid-crisis/ 

https://www.newsweek.com/2023/04/07/sports-betting-boom-linked-rising-gambling-addiction-anxiety-suicide-1789055.html

https://www.livemint.com/news/disney-agonized-about-sports-betting-now-it-s-going-all-in-11697140295777.html

https://www.washingtonpost.com/sports/2022/07/08/legal-sports-betting-support-americans/

Devotionals

Accountability in Public Prayer

Loring Schultz

“In every place of worship, I want men to pray with holy hands lifted up to God, free from anger and controversy.” 1 Timothy 2:8 NLT

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Think back to the last Sunday morning worship service you have attended. What was the most important part of the service for you? Was it the singing or the reading of Scripture? Perhaps the time of confession is the most beneficial for you, but is it most important? Maybe you prefer to fast forward right to the sermon, for that is where you get fed and receive strength for the upcoming week. All of these on their own are very important but it is also how they collectively form the corporate worship service together that is important. But there is one part I haven’t mentioned yet, and it’s the glue that keeps it all together in working order and makes it happen It’s prayer.

The apostle Paul instructing Timothy in the proper order of the worship service said, “In every place of worship, I want men to pray with holy hands lifted up to God.” (1Tim.2:8 nlt) The men who pray have an enormous responsibility and are accountable as they lead the congregation in prayer before almighty God. Paul says they are ‘to pray with holy hands lifted up to God.’ Paul is not concerned about posture here, ‘holy hands’ represents one’s life being free from every form of evil. The men who pray must approach God in a pure and holy manner. We note also Paul says men are to pray.

 If one’s life is to be free from every form of evil it should be free from anger and controversy, which Paul notes at the end of our key verse. The man of God (who is not perfect) is to be right with God with sin confessed and living righteously when leading God’s people in public prayer as part of the worship service. For this he is accountable.

Devotionals

Prayer Walk

Loring Schultz

“Then he said to his disciples, ‘The harvest is plentiful, but the laborers are few; therefore pray earnestly to the Lord of the harvest to send out laborers into his harvest.’” Matthew 9:37-38 ESV

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Living in the United States there are plenty of opportunities to participate in various walks for a worthy cause. Organized by volunteers, these walks take on the spirit and passion each walker brings with them. Grass roots movements, as they are called, inspire others with the same passion and desire to help the cause. Sponsored events, although much larger, fail to display the true passion of any movement as they are concerned only with numbers. People dedicated to their righteous cause will have success because what drives them is an unselfish attitude to help others.

This week my church started a weekly ‘Prayer Walk.’ Those with the desire and passion for our neighbors will gather each week to walk and pray together. A simple walk through the streets of the neighborhood consisting of residential properties, a nearby elementary school, a major university, and a few commercial buildings. The desire and compassion for each individual throughout the neighborhood is for their well-being and safety, but most of all for them to come to know the Lord Jesus as their savior. This is beginning as a small grass roots movement with a very big job to do. Jesus told His disciples,  “The harvest is plentiful, but the laborers are few; therefore pray earnestly to the Lord of the harvest to send out laborers into his harvest.” (Mt.9:37-38 esv)

No matter where you live, there is opportunity for you to start your own prayer walk for your neighborhood. You can start with yourself as you do your daily walks, adding a close friend or two with the same passion. Small groups within your church can be a source to expand walks in different communities in your area. Small grass roots movement start small, but don’t stay small for very long as the passion swells, especially for the lost. Jesus said the harvest is plentiful so let’s get to work. We can start with a prayer walk.

Devotionals

Heroes

Loring Schultz

Read: Judges 6:1-16 NLT – Gideon Becomes Israel’s Judge – The – Bible Gateway

“The angel of the LORD appeared to him and said, ‘Mighty hero, the LORD is with you!’” Judges 6:12 NLT

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“Instead, God chose things the world considers foolish in order to shame those who think they are wise. And he chose things that are powerless to shame those who are powerful.” 1 Corinthians 1:27 NLT

Do you ever consider yourself to be a hero, a mighty person of valor, a mighty and courageous warrior? If not, consider yourself to be one, because you are or at least you could be. All around us wherever we reside there is some kind of trouble. Some of us have quite a bit, others not so much, but we live in an imperfect world so there will be some. Trouble and chaos stem from sin in the world. Sinners do what comes naturally. At times it takes the form of violence, drug and alcohol abuse, along with many other vices that run through our neighborhoods.

Gideon had a different kind of trouble in his day. The children of Israel once again did evil against God who then put them under the hand of the Midianites. The Midianites would constantly attack, stealing their crops and their livestock. Israel was starving from lack of food. When Israel cried out to God, as in other times, God raised up a judge to deliver them. This time it was Gideon, whose family was the weakest tribe of  Manasseh, and Gideon was the weakest in his family. Yet, God chose him to deliver Israel with His help.

The apostle Paul said God chose the weak and those the world considers foolish to shame those who think they are wise. That’s us. The Lord has chosen us, Christians, to tell the good news about Him and His salvation plan for everyone. The trouble in our world will be relieved only through the changed lives of men and women who trust in the Lord. That’s where we come in. Heroes live a life pleasing to God drawing others to accept Christ. He alone saves them but uses His heroes. Consider yourself one in God’s eyes.