Read: Psalm 37:16-22 NLT – It is better to be godly and have – Bible Gateway
“It is better to be godly and have little than to be evil and rich.” Psalm 37:16 NLT

Investing for the future makes sense. Old sayings like ‘a penny saved is a penny earned’ and ‘saving for a rainy day’ have been repeated to young children to instill upon them the importance of saving for the future. High school and college graduates entering the workforce will begin, if they are smart, investing for family planning, buying a home, and all the expenses accumulated in life. Investing for the future also includes a retirement plan for when your working days are over. Some people put this off thinking they have lots of time, but another old saying is ‘time flies.’ I remember thinking back years ago in my first full-time job and seeing my retirement date. It seemed like an eternity away; well that date came and went five years ago.
For the Christian, while it is smart to invest financially, it is also vital to invest in living a godly life which will benefit in your overall retirement goal. Biblical commentator David Guzik says Psalm 37:16 is ‘a long-term investment strategy.’ King David wrote, “It is better to be godly and have little.” (Ps.37:16 nlt) You see, with God little is much. Living a godly life, obeying God, working hard, caring for your family, being a good neighbor, and helping others are also part of a long-term investment strategy.
There is nothing wrong in being rich. God blesses the rich as well. Their riches are even more abundant in God’s hands. David is saying in this psalm if you need to be evil and shady to secure your future it’s not worth it. “For the strength of the wicked will be shattered, but the LORD takes care of the godly. Day by day the LORD takes care of the innocent, and they will receive an inheritance that lasts forever.” (Ps.37:17-18 nlt) A sure long-term investment strategy is living a godly life of obedience. It is never too early or too late to start as long as you start now.